Glossary of Car Accidents Law
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Basic Limits of Liability: The
least amount of liability coverage that can be purchased. In determining rates,
a carrier will use the basic limits to develop the base rates. If an insured
person wants higher limits, the carrier applies an increased limits factor to
the base rate in calculating the new premium for the increased coverage.
Best evidence: Primary
evidence; the best evidence which is available; any evidence falling short of
this standard is secondary.
Bodily Injury Liability: Legal
liability for causing physical injury or death to another.
Brief: A legal document,
prepared by an attorney which presents the law and facts supporting his client's
Burden of proof: Measure of
proof required to prove a fact. Obligation of a party to probe facts at issue in
the trial of a case.