Glossary of Workers'
Compensation Law Terms
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K L M
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Date of injury: If your
injury was caused by one event, the date it happened is the date of injury. If
the injury or illness was caused by repeated events, the date of injury is the
date you knew, or should have known, the injury was caused by work.
Death benefits: Benefits paid
to surviving dependents when a work injury results in death.
Defendant: The party, usually
an employer or its insurance company, opposing you in a dispute over benefits.
Delay letter: A letter sent
to you by the insurance company explaining why payments are delayed.
Denied claim: A claim in
which the insurance company does not believe that your injury or illness was
work related and therefore denies your claim. Disability: A physical or mental
impairment that limits everyday activities.
Disability management: A
process to prevent disability from occurring or to intervene early and encourage
and support continued employment. Disability rating: See permanent disability
Discrimination claim: A
petition filed if your employer has fired or discriminated against you for
filing a workers' compensation claim.
Dispute: A disagreement about
your right to payments, services or other benefits.