Glossary of Workers'
Compensation Law Terms
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Q R S
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- P -
Party: Generally includes
anyone who has an interest in your claim (i.e. the insurance company, your
employer, attorney, etc.)
Permanent and stationary
(P&S): Your medical condition has reached maximum medical improvement.
Once you are P&S, a doctor can assess how much, if any, permanent disability
resulted from your work injury.
Permanent disability: Any
lasting disability that results in a reduced earning capacity after maximum
medical improvement is reached.
Permanent disability rating:
A percentage that estimates how much a job injury permanently limits the kinds
of work you can do. It is based on your medical condition, date of injury, age
when injured, occupation when injured, how much of the disability is caused by
your job, and your diminished future earning capacity. It determines the number
of weeks you are entitled to permanent disability benefits.
Permanent disability benefits:
Payments you receive when your work injury permanently limits the kinds of work
you can do or your ability to earn a living.
Permanent disability advance:
A voluntary lump sum payment of permanent disability you are entitled to in the
Permanent disability payments:
A mandatory bi-weekly payment based on the portion of permanent disability
received before and/or after an award is issued.
Permanent partial disability
benefits: Payments you receive when your work injury partially limits the
kinds of work you can do or your ability to earn a living.
Permanent total disability
benefits: Payments you receive when you are considered permanently unable to
earn a living.
Penalty: An amount of money
you receive because something wasn't done correctly in your claim.
Petition for reconsideration:
A legal process to appeal a decision issued by a judge.
Pre-designated physician: A
physician that can treat your work injury if you advised your employer in
writing, before the injury occurred. You can pre-designate your personal doctor
or a doctor of osteopathy (D.O.).